1. Acceptance of Terms

By accessing and using the KRA Tax Calculator Suite provided by Joweni.com ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this Service.

2. Description of Service

The Service provides a collection of free online financial calculators designed to provide estimations based on the current understanding of Kenyan tax laws. These tools are for informational and planning purposes only.

3. Disclaimer of Warranties

This is the most important term. The Service is provided on an "as is" and "as available" basis. Joweni.com expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We make no warranty that:

• The Service will meet your requirements.
• The results obtained from the use of the Service will be accurate or reliable.
• The quality of any products, services, information, or other material obtained by you through the Service will meet your expectations.

The calculations provided are for estimation purposes only and should **not** be considered as financial, legal, or tax advice. You must consult with a qualified professional (such as an accountant or tax consultant) for advice specific to your situation. For official filings, you must use the official KRA iTax portal.

4. Limitation of Liability

You expressly understand and agree that Joweni.com shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses resulting from the use or the inability to use the Service.

5. Intellectual Property

All content included on this site, such as text, graphics, logos, button icons, and software, is the property of Joweni.com or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Joweni.com.

6. User Conduct

You agree not to use the Service to:

• Attempt to reverse engineer, decompile, or otherwise attempt to discover the source code of the software available on the website.
• Interfere with or disrupt the Service or servers or networks connected to the Service.

7. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the Republic of Kenya, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will indicate the date of the last revision at the top of this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

9. Contact Information

If you have any questions about these Terms, please contact us.