Last Updated: 18/09/2025
Agreement to Terms
Welcome to Joweni. These Terms and Conditions constitute a legally binding agreement between you and Joweni (“we,” “us,” or “our”) regarding your use of our website joweni.com and all related services, tools, calculators, and content we provide.
By accessing or using our website in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.
These terms apply to all visitors, users, and others who access or use our service, whether you are using our free calculators and tools, reading our content, or engaging our professional services.
Description of Services
Joweni operates as a comprehensive digital platform serving users primarily in Kenya and extending to international markets. Our services encompass several distinct but interconnected offerings that work together to provide practical solutions for everyday challenges.
Our free tools and calculators represent our core public service offering. These include financial calculators for salary computation, tax calculations, M-Pesa rate checking, fuel price tracking, and other utilities designed to help users make informed financial decisions. We build and maintain these tools to be accurate and current, but they are provided for informational purposes and should not replace professional financial advice.
Our content platform provides educational and informational articles covering topics relevant to our users, including guidance about universities, government services, telecommunications, transportation, and various practical life topics. This content is researched and written to be helpful and accurate, but information can change rapidly, and users should verify current details independently.
Our professional services division offers website development, custom calculator and tool creation, search engine optimization, and digital marketing services tailored specifically for the Kenyan market and beyond. When you engage these services, separate service agreements will govern the specific terms of our professional relationship.
User Responsibilities and Acceptable Use
When you use our platform, you agree to use it responsibly and in accordance with both these terms and applicable laws. Your use should be consistent with the intended purpose of our tools and services.
For our calculators and tools, you are responsible for entering accurate information to receive meaningful results. While we design our tools to be reliable, you should understand that they provide estimates and general guidance rather than definitive professional advice. You should verify important calculations independently and consult qualified professionals for significant financial decisions.
When engaging with our content, you should understand that information can become outdated, and circumstances can change rapidly. We strive to keep our content current, but you are responsible for verifying critical information, especially regarding government services, educational institutions, or regulatory requirements.
You must not use our platform in ways that could damage, disable, overburden, or impair our services. This includes attempting to gain unauthorized access to our systems, interfering with other users’ experiences, or using our platform to transmit harmful or illegal content.
You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security.
Intellectual Property Rights
The content, features, and functionality of our website, including all text, graphics, logos, calculators, tools, software, and their underlying code, are owned by Joweni and are protected by international copyright, trademark, and other intellectual property laws.
You may use our website and its content for personal, non-commercial purposes in accordance with these terms. You may share results from our calculators and reference our content with proper attribution, but you may not reproduce, distribute, modify, or create derivative works from our content without explicit permission.
Our custom tools and calculators represent significant development investment and proprietary methodologies. While we provide these freely for individual use, you may not copy, reverse engineer, or redistribute these tools without permission.
If you engage our professional services to create custom websites, tools, or content, the ownership terms will be specified in your individual service agreement. Generally, you will own the final deliverables we create specifically for you, while we retain ownership of our underlying methodologies and any tools or components we might reuse for other clients.
Disclaimers and Limitations of Liability
Our calculators and tools are provided for informational and educational purposes only. While we invest significant effort in ensuring accuracy and reliability, we cannot guarantee that all calculations will be perfectly accurate in every situation or that our tools will meet every specific need.
Financial calculations can be complex and depend on numerous factors that may not be captured in simplified online tools. Our salary calculators, tax calculators, and other financial tools provide estimates based on general rules and common scenarios, but individual circumstances can affect actual results. You should verify important calculations independently and consult qualified professionals for significant financial decisions.
The content on our website, including articles about universities, government services, and other topics, is provided for general informational purposes. While we research our content carefully, information can change rapidly, and we cannot guarantee that all information will be current or applicable to your specific situation.
We provide our website and services “as is” without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Joweni shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services.
Our total liability to you for any claims arising from your use of our website or services shall not exceed the amount you paid us for services in the twelve months preceding the claim, or one hundred US dollars if you have not paid us anything.
Professional Services Terms
When you engage our professional services for website development, custom tools, SEO, or other work, additional terms will apply as specified in individual service agreements. These terms establish the foundation for all professional relationships, while specific project details will be outlined in separate agreements.
Our professional services are provided with reasonable care and skill, but we cannot guarantee specific outcomes such as search engine rankings, website traffic levels, or business results. Digital marketing and web development involve numerous variables beyond our control, and results can vary based on market conditions, competition, and other factors.
Payment terms for professional services will be specified in individual agreements. Generally, we require payment schedules that align with project milestones, and work may be paused if payments become overdue.
Changes to project scope during development may affect timelines and costs. We will communicate any necessary adjustments clearly and obtain your approval before proceeding with changes that affect pricing or deliverables.
User-Generated Content and Communications
When you contact us through our website, submit inquiries, or provide feedback, you grant us the right to use your communications to improve our services and respond to your needs. We will not share your personal communications with third parties except as outlined in our Privacy Policy.
If our platform allows user-generated content in the future, such as comments or reviews, you will be responsible for ensuring that your contributions are accurate, lawful, and respectful. You may not submit content that is defamatory, offensive, or infringes on others’ rights.
Privacy and Data Protection
Your privacy is important to us, and we handle your personal information in accordance with our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using our services, you also agree to our data handling practices as outlined in our Privacy Policy.
Our calculators are designed to process your input data temporarily to generate results without storing sensitive financial information permanently. However, we may collect analytics data about tool usage patterns to improve our services.
Modifications and Updates
We reserve the right to modify these Terms and Conditions at any time to reflect changes in our services, legal requirements, or business practices. When we make significant changes, we will update the “Last Updated” date and may provide additional notice through our website or email communications.
Your continued use of our website after changes are posted constitutes acceptance of the new terms. If you do not agree with modified terms, you should discontinue using our services.
We also reserve the right to modify, suspend, or discontinue any aspect of our services at any time. While we strive to maintain continuity of service, we may need to make changes for technical, business, or legal reasons.
Third-Party Links and Services
Our website may contain links to third-party websites, services, or resources that are not owned or controlled by Joweni. We provide these links for convenience and informational purposes only.
We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. Your interactions with third-party sites are governed by their own terms and policies, not ours.
When we reference external services like government portals, educational institutions, or business services in our content, we cannot control changes to those services or guarantee their continued availability or functionality.
Geographic Scope and Applicable Law
While our website is accessible globally, our services are designed primarily for users in Kenya and East Africa. Our content, calculators, and professional services reflect the regulatory environment, business practices, and cultural context of this region.
These Terms and Conditions are governed by the laws of Kenya. Any disputes arising from your use of our services will be subject to the jurisdiction of Kenyan courts.
If you access our services from outside Kenya, you are responsible for compliance with local laws and regulations in your jurisdiction.
Termination
You may stop using our services at any time without notice. We reserve the right to terminate or suspend access to our services for users who violate these Terms and Conditions or engage in harmful or illegal activities.
Upon termination, your right to use our website and services ceases immediately. Provisions of these terms that by their nature should survive termination will continue to apply, including intellectual property protections, disclaimers, and limitation of liability clauses.
For professional service relationships, termination terms will be specified in individual service agreements, typically including provisions for work completed, payment obligations, and deliverable ownership.
Force Majeure
We shall not be liable for any failure to perform our obligations under these terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, internet service disruptions, or other unforeseeable events.
During force majeure events, we will make reasonable efforts to minimize service disruptions and communicate with users about any significant impacts to our services.
Severability and Entire Agreement
If any provision of these Terms and Conditions is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.
These Terms and Conditions, together with our Privacy Policy and any individual service agreements, constitute the complete agreement between you and Joweni regarding your use of our services.
Contact Information
If you have questions about these Terms and Conditions or need clarification about any aspect of our services, please contact us:
Email: joweni.com@gmail.com
Website: https://joweni.com/
We are committed to addressing your concerns promptly and clearly. Your understanding of these terms helps ensure a positive experience for all users of our platform.
