/*
 * Joweni M-Pesa Loans & Savings - Page-Specific Stylesheet
 * @version 3.1.0
 * @date 2025-06-15
 */

/*
==========================================
1. Page Layout & Global Styles for Loans Page
==========================================
*/
.loan-services-layout-container {
    /* Main container for the three primary sections on the page */
}

.loan-page-module {
    margin-bottom: var(--spacing-xxl);
}

.loan-page-section-title {
    font-family: 'Bungee', sans-serif;
    font-weight: 400;
    font-size: 2.5rem;
    color: var(--text-primary-color);
    letter-spacing: 1px;
    text-align: center;
    margin-bottom: var(--spacing-xl);
}

.loan-page-section-title::after {
    content: '';
    display: block;
    width: 80px;
    height: 4px;
    background-color: var(--primary-color);
    margin: var(--spacing-sm) auto 0;
    border-radius: 2px;
}

/*
==========================================
2. Hero/Intro Section
==========================================
*/
.loan-page-intro-area {
    padding: 4rem var(--spacing-lg) 8rem;
    background-color: var(--header-bg-color);
    color: var(--primary-color-text);
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    clip-path: polygon(0 0, 100% 0, 100% 85%, 50% 100%, 0 85%);
}

.loan-page-main-title {
    font-family: 'Bungee', sans-serif;
    color: var(--primary-color-text);
    font-size: 3.2rem;
    text-transform: uppercase;
    margin: 0 0 var(--spacing-md) 0;
}

/* This is the corrected rule */
.loan-page-intro-p {
    color: var(--year-header-color); 
    font-size: 1.1rem;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

/*
==========================================
3. Calculators & Guides Shared Styles
==========================================
*/
#loan-calculators-hub {
    margin-top: 6rem; 
    position: relative;
    z-index: 10;
}

.loan-module-content-frame {
    background-color: var(--surface-color);
    border: 1px solid var(--border-color);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-xl);
    box-shadow: var(--shadow-lg);
}

.loan-product-selector-nav {
    display: flex;
    justify-content: center;
    gap: var(--spacing-sm);
    background-color: var(--surface-alt-color);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-sm);
    margin-bottom: var(--spacing-xl);
}

.loan-product-tab-btn {
    flex: 1;
    padding: var(--spacing-md) var(--spacing-lg);
    border-radius: var(--border-radius-md);
    font-weight: 600;
    color: var(--text-secondary-color);
    transition: all var(--transition-speed-normal) var(--transition-type);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    border: none;
    background: transparent;
    cursor: pointer;
}

.loan-product-tab-btn:hover,
.loan-product-tab-btn:focus {
    background-color: var(--surface-color);
    color: var(--text-primary-color);
    outline: none;
}

.loan-product-tab-btn.active {
    background-color: var(--primary-color);
    color: var(--primary-color-text);
    box-shadow: 0 4px 10px -2px rgba(67, 176, 42, 0.4);
}

.loan-product-content-wrapper .loan-product-panel {
    display: none;
}

.loan-product-content-wrapper .loan-product-panel.active {
    display: block;
}

.loan-calculator-form-area {
    max-width: 500px;
    margin: 0 auto;
}

.loan-calculator-form-area h3 {
    text-align: center;
    font-size: 1.5rem;
    margin-bottom: var(--spacing-lg);
}

.loan-form-group {
    margin-bottom: var(--spacing-md);
}

.loan-form-label {
    display: block;
    font-weight: 600;
    color: var(--text-secondary-color);
    margin-bottom: var(--spacing-sm);
    font-size: 0.9rem;
}

.loan-form-field {
    width: 100%;
    padding: var(--spacing-md);
    border: 2px solid var(--border-color);
    border-radius: var(--border-radius-md);
    background-color: var(--surface-color);
    color: var(--text-primary-color);
    font-size: 1rem;
    transition: border-color var(--transition-speed-fast), box-shadow var(--transition-speed-fast);
}

.loan-form-field:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(67, 176, 42, 0.2);
}

.loan-calc-button {
    width: 100%;
    padding: var(--spacing-md);
    font-weight: 700;
    border-radius: var(--border-radius-md);
    transition: all var(--transition-speed-fast);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    background-color: var(--primary-color);
    color: var(--primary-color-text);
    border: none;
    cursor: pointer;
    margin-top: var(--spacing-sm);
}

.loan-calc-button:hover {
    background-color: var(--primary-color-dark);
}

.loan-form-error-message {
    background-color: var(--error-bg-color);
    color: var(--error-color);
    border: 1px solid var(--error-color);
    border-left-width: 4px;
    padding: var(--spacing-md);
    border-radius: var(--border-radius-md);
    margin-top: var(--spacing-md);
    font-weight: 500;
    text-align: center;
    animation: fadeIn 0.3s ease-in-out;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(-10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.loan-results-container {
    margin-top: var(--spacing-xl);
}

.loan-results-container h4 {
    font-size: 1.1rem;
    color: var(--text-secondary-color);
    margin-bottom: var(--spacing-md);
    text-align: center;
}

.loan-results-summary-box {
    background-color: var(--surface-alt-color);
    padding: var(--spacing-lg);
    border-radius: var(--border-radius-md);
    border: 1px solid var(--border-color);
}

.loan-result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--spacing-sm) 0;
    border-bottom: 1px solid var(--border-color-light);
    font-size: 1rem;
}

.loan-result-item:last-child {
    border-bottom: none;
}

.loan-result-item .value {
    font-family: var(--font-secondary);
    font-weight: 700;
}

.loan-result-item.total {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--text-primary-color);
    margin-top: var(--spacing-sm);
}

.loan-result-item .total-value {
    color: var(--primary-color);
    font-size: 1.5rem;
}

/*
==========================================
4. Comparison Section
==========================================
*/
.loan-comparison-bg-area {
    width: 100vw;
    position: relative;
    left: 50%;
    transform: translateX(-50%);
    background-color: var(--surface-alt-color);
    padding: var(--spacing-xxl) 0;
}

[data-theme="dark"] .loan-comparison-bg-area {
    background-color: #1a1a1a;
}

.loan-comparison-content-card {
    padding: var(--spacing-xl);
    background-color: var(--surface-color);
    max-width: 1000px;
    margin: 0 auto;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-lg);
}

.loan-comparison-content-card p {
    text-align: center;
    color: var(--text-secondary-color);
    max-width: 700px;
    margin: 0 auto var(--spacing-xl) auto;
}

.loan-table-responsive-frame {
    width: 100%;
    overflow-x: auto;
}

.loan-comparison-table {
    width: 100%;
    border-collapse: collapse;
}

.loan-comparison-table th,
.loan-comparison-table td {
    padding: var(--spacing-md);
    text-align: left;
    border-bottom: 1px solid var(--border-color-light);
    vertical-align: middle;
}

.loan-comparison-table thead {
    background-color: var(--surface-alt-color);
}

.loan-comparison-table th {
    font-weight: 700;
    color: var(--text-secondary-color);
}

.loan-comparison-table td i {
    color: var(--primary-color);
    margin-right: var(--spacing-md);
    width: 20px;
    text-align: center;
}

.loan-table-highlight-row {
    background-color: var(--primary-color-light);
}

[data-theme="dark"] .loan-table-highlight-row {
    background-color: rgba(67, 176, 42, 0.15);
}
/*
===================================================================
    9. Interactive Loan Recommender Quiz
===================================================================
*/

#loan-quiz-container {
    position: relative;
    min-height: 350px; /* Prevents layout shifts during step transitions */
    display: flex;
    align-items: center;
    justify-content: center;
}

.loan-quiz-step {
    width: 100%;
    max-width: 600px;
    text-align: center;
    position: absolute;
    opacity: 0;
    visibility: hidden;
    transform: translateY(20px);
    transition: opacity 0.4s ease-in-out, transform 0.4s ease-in-out, visibility 0.4s;
}

.loan-quiz-step.active {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    position: relative; /* Take up space in the document flow */
}

.loan-quiz-question {
    font-family: var(--font-primary);
    font-size: 1.8rem;
    font-weight: 600;
    color: var(--text-primary-color);
    margin-bottom: var(--spacing-xl);
}

.loan-quiz-options {
    display: grid;
    gap: var(--spacing-md);
}

.loan-quiz-option-btn {
    display: flex;
    align-items: center;
    text-align: left;
    padding: var(--spacing-lg);
    font-size: 1.1rem;
    font-weight: 500;
    color: var(--text-secondary-color);
    background-color: var(--surface-alt-color);
    border: 2px solid var(--border-color);
    border-radius: var(--border-radius-md);
    cursor: pointer;
    transition: all 0.2s ease-in-out;
    width: 100%;
}

.loan-quiz-option-btn:hover {
    border-color: var(--primary-color);
    background-color: var(--primary-color-light);
    color: var(--primary-color);
    transform: translateY(-3px);
    box-shadow: var(--shadow-md);
}

.loan-quiz-option-btn i {
    font-size: 1.5rem;
    margin-right: var(--spacing-lg);
    color: var(--primary-color);
    width: 30px;
    text-align: center;
}

.loan-quiz-back-btn {
    background: none;
    border: none;
    color: var(--text-secondary-color);
    font-weight: 600;
    cursor: pointer;
    margin-top: var(--spacing-xl);
    padding: var(--spacing-sm) var(--spacing-md);
    border-radius: var(--border-radius-sm);
    transition: background-color 0.2s;
}

.loan-quiz-back-btn:hover {
    background-color: var(--surface-alt-color);
    color: var(--primary-color);
}

/* Recommendation Card Styles */
.loan-recommendation-card {
    background-color: var(--header-bg-color); /* MODIFIED: Set to header green */
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-xl);
    border: 1px solid var(--primary-color-dark); /* MODIFIED: Darker border for contrast */
    text-align: center;
    animation: fadeIn 0.5s ease-in-out;
}

.loan-recommendation-card.hidden {
    display: none;
}

.recommendation-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-lg) auto;
    background-color: rgba(255, 255, 255, 0.15) !important; /* MODIFIED: Override inline style for better visibility */
}

.recommendation-icon i {
    font-size: 2.5rem;
    color: #ffffff !important; /* MODIFIED: Override inline style for better visibility */
}

.loan-recommendation-card h3 {
    font-size: 1.7rem;
    margin-bottom: var(--spacing-md);
    color: var(--primary-color-text); /* MODIFIED: White text for contrast */
}

.loan-recommendation-card p {
    font-size: 1.1rem;
    line-height: 1.6;
    color: var(--primary-color-text); /* MODIFIED: White text for contrast */
    opacity: 0.9; /* Softer text look */
    margin-bottom: var(--spacing-xl);
}

.loan-recommendation-card .loan-calc-button {
    max-width: 300px;
    margin-left: auto;
    margin-right: auto;
    background-color: var(--surface-color); /* White background */
    color: var(--primary-color); /* Green text */
    border: 2px solid var(--surface-color);
    font-weight: 700;
}

.loan-recommendation-card .loan-calc-button:hover {
    background-color: var(--surface-alt-color);
    border-color: var(--surface-alt-color);
    color: var(--primary-color-dark);
}


/* This targets the new background wrapper */
#loan-recommender-module .loan-comparison-bg-area {
    padding: var(--spacing-xl);
    border-radius: var(--border-radius-lg);
    background-color: var(--header-bg-color);
}

/* Ensure the inner card is white */
#loan-recommender-module .loan-comparison-content-card {
    background-color: var(--surface-color);
}


@media (max-width: 768px) {
    .loan-quiz-question {
        font-size: 1.5rem;
    }

    .loan-quiz-option-btn {
        font-size: 1rem;
        padding: var(--spacing-md);
    }

    .loan-recommendation-card h3 {
        font-size: 1.4rem;
    }

    .loan-recommendation-card p {
        font-size: 1rem;
    }
}


/*
==========================================
6. FAQ Section
==========================================
*/
.loan-faq-container {
    max-width: 950px;
    margin: 0 auto;
}

.loan-faq-item {
    border-bottom: 1px solid var(--border-color-light);
}

.loan-faq-item:last-child {
    border-bottom: none;
}

.loan-faq-question-header {
    margin: 0;
}

.loan-faq-toggle-btn {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: var(--spacing-lg) 0;
    text-align: left;
    color: var(--text-primary-color);
    font-weight: 600;
    font-size: 1.1rem;
    background: transparent;
    border: none;
    cursor: pointer;
    transition: color 0.2s;
}

.loan-faq-toggle-btn:hover,
.loan-faq-toggle-btn:focus {
    color: var(--primary-color);
    outline: none;
}

.loan-faq-icon {
    position: relative;
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    margin-left: var(--spacing-md);
    transition: transform 0.3s ease-in-out;
}

.loan-faq-icon::before,
.loan-faq-icon::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 18px;
    height: 3px;
    background-color: var(--text-secondary-color);
    border-radius: 2px;
    transform: translate(-50%, -50%);
    transition: transform 0.3s ease-in-out;
}

.loan-faq-icon::after {
    transform: translate(-50%, -50%) rotate(90deg);
}

.loan-faq-toggle-btn[aria-expanded="true"] .loan-faq-icon {
    transform: rotate(135deg);
}

.loan-faq-answer-content {
    overflow: hidden;
    max-height: 0;
    transition: max-height 0.5s ease-in-out, padding 0.5s ease-in-out;
    padding: 0;
}

.loan-faq-item.item-is-open .loan-faq-answer-content {
    max-height: 1000px;
    padding: 0 0 var(--spacing-lg) 0;
}

.loan-faq-answer-content p {
    margin: 0;
    line-height: 1.7;
    color: var(--text-secondary-color);
    font-size: 1rem;
}

/*
==========================================
7. Disclaimer Section
==========================================
*/
.loan-page-disclaimer-box {
    text-align: center;
    margin-top: var(--spacing-xxl);
    padding: var(--spacing-lg);
    background-color: var(--surface-alt-color);
    border-radius: var(--border-radius-md);
    border-left: 5px solid var(--warning-color);
}

.loan-page-disclaimer-box p {
    margin: 0;
    color: var(--text-secondary-color);
    font-size: 0.9rem;
}

/*
==========================================
8. Responsiveness
==========================================
*/
@media (max-width: 768px) {
    .loan-page-intro-area {
        clip-path: polygon(0 0, 100% 0, 100% 90%, 50% 100%, 0 90%);
        padding-bottom: 6rem;
    }

    #loan-calculators-hub {
        margin-top: -4rem;
    }

    .loan-page-main-title {
        font-size: 2.2rem;
    }

    .loan-page-section-title {
        font-size: 2rem;
    }

    .loan-product-selector-nav {
        flex-direction: column;
    }
}